GG Florist· DEMO-1010submitted
Deal
Change stage:
- Merchant
- GG Florist Google
- Product
- MCA
- Funder
- Cardinal Advance
- ISO
- Keystone Partners
- Factor / Buy
- 1.5 / 1.44
- Funded / Payback
- $40,000.00 / $59,960.00
- Net to merchant
- $36,800.00 = funded $40,000.00 − bank fee $3,200.00
- True cost
- $41,400.00 = funded $40,000.00 − bank fee $3,200.00 + commission $4,600.00
- Cost recovery
- $41,400.00 to go collected $0.00 of cost $41,400.00
- Fees
- Bank 8%
- Schedule
- -
- Underwriter
- -
- Term (days)
- 150
- Position
- 2
- Funded at
- -
Broker adjusted the offer$36,000.00 at 1.4800× over 150 days (approved: $40,000.00 at 1.5000× / 150d) · 2026-08-04“Merchant asked for a lighter payback — can we do 90%?”
Offer to ISO
Your offer on this deal — copy the live offer link or email it to the ISO to sell to the merchant. The ISO can counter on the form; accept stamps the terms.
No offer yet — Create offer is prefilled from the deal terms.
Funding checklist
✋ items marked gate block the FUNDED transition (each gate is a company setting).
- ✗Commercial-financing disclosurenone delivered (native engine or third-party ingest)
- ✗Contracts signedno completed signature package
- ✗Mandatory stips completegate1 open: A/R Aging Report
- ✓Sanctions screeningscreened, no unresolved hits
- ✓Merchant bank verifiedstatements analyzed (no vaulted account yet)
- ✓ISO onboarded (Keystone Partners)complete
Businesses on this deal
- GG Floristprimary
Bank data & cash flow
- Monthly revenue
- $19,200
- Avg daily balance
- $2,688
- NSFs
- 0
- Negative days
- 0
- Probable positions
- 0
- Deposits
- 39
- Months covered
- 4
Source: PLAID · as of 2026-08-05 — feeds the decision engine automatically.
Credit
— · DataMerch · pulled 2026-06-30Connect a credit bureau (Experian) in Settings → Integrations to pull in-platform.Stackingno DataMerch record · checked 2026-06-30Connect DataMerch in Integrations for stacking checks.
Submissions to outside funders
Cardinal Advancesubmitted 06/26/2026
factor 1.5 · $40,000.00 → $59,960.00 · 150d
Commission
- ISO
- Keystone Partners
- Offer
- Standard origination (PERCENT_OF_FUNDED 11.5)
- Gross
- $4,600.00
- ISO Rep
- -
- ISO net
- $4,600.00
Stipulations
- Bank Statements
- A/R Aging Report
- Driver License
No upload needed — mark received or waive directly.
Participation
No syndicators on this deal.
Economics — bank fee & profit split
Cost of deal $4,600.00 · total profit $15,360.00. Rules are configurable in Settings → Capital & fees.
| Participant | Funded | Bank fee | Mgmt fee | True cost | Profit |
|---|---|---|---|---|---|
| House | $40,000.00 | $3,200.00 | $0.00 | $41,400.00 | $15,360.00 |
Payments
No payments.
Reconciliation · balanced
Collected $0.00 of $59,960.00 · outstanding $59,960.00
Documents
No active templates. Create one under Settings → Document templates.
Contacts
- Riley Brooks · Owner · owner@ggflorist.example · 100% · guarantor · primary
Audit trail
No activity.