Prairie Pets· DEMO-1011inception
Deal
Change stage:
- Merchant
- Prairie Pets Google
- Product
- MCA
- Funder
- Harbor Capital
- ISO
- Vanguard ISO
- Factor / Buy
- 1.33 / 1.27
- Funded / Payback
- $22,000.00 / $29,260.00
- Net to merchant
- $22,000.00 = funded $22,000.00 − bank fee $0.00
- True cost
- $24,860.00 = funded $22,000.00 − bank fee $0.00 + commission $2,860.00
- Cost recovery
- $24,860.00 to go collected $0.00 of cost $24,860.00
- Fees
- -
- Schedule
- -
- Underwriter
- -
- Term (days)
- 120
- Position
- 3
- Funded at
- -
Offer to ISO
Your offer on this deal — copy the live offer link or email it to the ISO to sell to the merchant. The ISO can counter on the form; accept stamps the terms.
No offer yet — Create offer is prefilled from the deal terms.
Funding checklist
✋ items marked gate block the FUNDED transition (each gate is a company setting).
- ✗Commercial-financing disclosurenone delivered (native engine or third-party ingest)
- ✗Contracts signedno completed signature package
- ✓Mandatory stips completeall mandatory stips completed or waived (optional stips never block)
- ✓Sanctions screeningscreened, no unresolved hits
- ✓Merchant bank verifiedstatements analyzed (no vaulted account yet)
- ✗ISO onboarded (Vanguard ISO)missing signed agreement, W-9 — commission will be held (gate on)
Businesses on this deal
- Prairie Petsprimary
Bank data & cash flow
- Monthly revenue
- $13,200
- Avg daily balance
- $1,848
- NSFs
- 1
- Negative days
- 0
- Probable positions
- 0
- Deposits
- 40
- Months covered
- 4
Source: PLAID · as of 2026-08-05 — feeds the decision engine automatically.
Credit
— · DataMerch · pulled 2026-07-03Connect a credit bureau (Experian) in Settings → Integrations to pull in-platform.Stackingno DataMerch record · checked 2026-07-03Connect DataMerch in Integrations for stacking checks.
Submissions to outside funders
Harbor Capitalsubmitted -
Commission
- ISO
- Vanguard ISO
- Offer
- Standard origination (PERCENT_OF_FUNDED 13)
- Gross
- $2,860.00
- ISO Rep
- -
- ISO net
- $2,860.00
Stipulations
No stipulations on this deal.
No upload needed — mark received or waive directly.
Participation
No syndicators on this deal.
Economics — bank fee & profit split
Cost of deal $2,860.00 · total profit $4,400.00. Rules are configurable in Settings → Capital & fees.
| Participant | Funded | Bank fee | Mgmt fee | True cost | Profit |
|---|---|---|---|---|---|
| House | $22,000.00 | $0.00 | $0.00 | $24,860.00 | $4,400.00 |
Payments
No payments.
Reconciliation · balanced
Collected $0.00 of $29,260.00 · outstanding $29,260.00
Documents
No active templates. Create one under Settings → Document templates.
Contacts
- Jamie Kim · Owner · owner@prairiepets.example · 100% · guarantor · primary
Audit trail
No activity.