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Deals

Beacon RepairΒ· DEMO-1012inception

Deal

Change stage:
Merchant
Beacon Repair Google
Product
MCA
Funder
Beacon Funding
ISO
Pinnacle Group
Factor / Buy
1.48 / 1.42
Funded / Payback
$38,000.00 / $56,240.00
Net to merchant
$34,960.00 = funded $38,000.00 βˆ’ bank fee $3,040.00
True cost
$40,470.00 = funded $38,000.00 βˆ’ bank fee $3,040.00 + commission $5,510.00
Cost recovery
$40,470.00 to go collected $0.00 of cost $40,470.00
Fees
Bank 8%
Schedule
-
Underwriter
-
Term (days)
140
Position
1
Funded at
-
Broker adjusted the offer$34,200.00 at 1.4600Γ— over 140 days (approved: $38,000.00 at 1.4800Γ— / 140d) Β· 2026-08-04β€œMerchant asked for a lighter payback β€” can we do 90%?”
⚠ This owner has other businesses in the system: Apex Logistics Co (matched on owner name; 1 deal)

Offer to ISO

Your offer on this deal β€” copy the live offer link or email it to the ISO to sell to the merchant. The ISO can counter on the form; accept stamps the terms.

No offer yet β€” Create offer is prefilled from the deal terms.

Funding checklist

βœ‹ items marked gate block the FUNDED transition (each gate is a company setting).

  • βœ—Commercial-financing disclosurenone delivered (native engine or third-party ingest)
  • βœ—Contracts signedno completed signature package
  • βœ“Mandatory stips completeall mandatory stips completed or waived (optional stips never block)
  • βœ“Sanctions screeningscreened, no unresolved hits
  • βœ“Merchant bank verifiedstatements analyzed (no vaulted account yet)
  • βœ“ISO onboarded (Pinnacle Group)complete

Businesses on this deal

Bank data & cash flow

Monthly revenue
$19,543
Avg daily balance
$2,736
NSFs
0
Negative days
0
Probable positions
0
Deposits
41
Months covered
4

Source: PLAID Β· as of 2026-08-05 β€” feeds the decision engine automatically.

Credit

β€” Β· DataMerch Β· pulled 2026-07-06Connect a credit bureau (Experian) in Settings β†’ Integrations to pull in-platform.
Stackingno DataMerch record Β· checked 2026-07-06Connect DataMerch in Integrations for stacking checks.

Submissions to outside funders

Beacon Fundingsubmitted -
factor 1.48 Β· $38,000.00 β†’ $56,240.00 Β· 140d

Commission

ISO
Pinnacle Group
Offer
Standard origination (PERCENT_OF_FUNDED 14.5)
Gross
$5,510.00
ISO Rep
-
ISO net
$5,510.00

Stipulations

No stipulations on this deal.

No upload needed β€” mark received or waive directly.

Participation

No syndicators on this deal.

Economics β€” bank fee & profit split

Cost of deal $5,510.00 Β· total profit $12,730.00. Rules are configurable in Settings β†’ Capital & fees.

ParticipantFundedBank feeMgmt feeTrue costProfit
House$38,000.00$3,040.00$0.00$40,470.00$12,730.00

Payments

No payments.

Reconciliation Β· balanced

Collected $0.00 of $56,240.00 Β· outstanding $56,240.00

Documents

No active templates. Create one under Settings β†’ Document templates.

Contacts

  • Drew Foster Β· Owner Β· owner@beaconrepair.example Β· 100% Β· guarantor Β· primary

Audit trail

No activity.

Danger zone