Coastal Day Spadba Coastal Spa· DEMO-1003fundedin the clear
Deal
Funded
$25,000.00
Payback
$33,750.00
Collected
$33,750.00
Outstanding
$0.00
Paid in
100%
- Merchant
- Coastal Day Spa Google
- Product
- MCA
- Funder
- North Peak Capital
- ISO
- Vanguard ISO
- Factor / Buy
- 1.35 / 1.29
- Funded / Payback
- $25,000.00 / $33,750.00
- Net to merchant
- $25,000.00 = funded $25,000.00 − bank fee $0.00
- True cost
- $28,250.00 = funded $25,000.00 − bank fee $0.00 + commission $3,250.00
- Cost recovery
- ✓ In the clear collected $33,750.00 ≥ cost $28,250.00 — everything from here is profit
- Fees
- -
- Schedule
- -
- Underwriter
- -
- Term (days)
- 120
- Position
- -
- Funded at
- 05/02/2026
Bank data & cash flow
No bank data yet — the underwriting score is running without cash-flow metrics.
Statement analysis
nothing received yetThe statement engine posts its result to /api/v1/statement-analysis with an API key; until it is wired, paste one here.
Credit
No bureau pull on file — the decision engine treats FICO as unknown.StackingNot checked.
NY court judgments
Not checked.Submissions to outside funders
North Peak CapitalOffer Acceptedsubmitted 04/22/2026
factor 1.35 · $25,000.00 → $33,750.00 · 120d
Commission
- ISO
- Vanguard ISO
- Offer
- Standard origination (PERCENT_OF_FUNDED 13)
- Gross
- $3,250.00
- ISO Rep
- -
- ISO net
- $3,250.00
Stipulations
🔒 Stips are locked — the deal is funded.
- Bank StatementsmandatoryCompleted
- A/R Aging ReportmandatoryCompleted
- Driver LicensemandatoryUnder Review
Participation
No syndicators on this deal.
Economics — bank fee & profit split
Cost of deal $3,250.00 · total profit $5,500.00. Rules are configurable in Settings → Capital & fees.
| Participant | Funded | Bank fee | Mgmt fee | True cost | Profit |
|---|---|---|---|---|---|
| House | $25,000.00 | $0.00 | $0.00 | $28,250.00 | $5,500.00 |
Payments
| Advance payback split: House $4,218.75 | $4,218.75 | PAID | 05/26/2026 | ||
| Advance payback split: House $4,218.75 | $4,218.75 | PAID | 05/22/2026 | ||
| Advance payback split: House $4,218.75 | $4,218.75 | PAID | 05/18/2026 | ||
| Advance payback split: House $4,218.75 | $4,218.75 | PAID | 05/14/2026 | ||
| Advance payback split: House $4,218.75 | $4,218.75 | PAID | 05/10/2026 | ||
| Advance payback split: House $4,218.75 | $4,218.75 | PAID | 05/06/2026 | ||
| Advance payback split: House $4,218.75 | $4,218.75 | PAID | 05/02/2026 | ||
| Advance payback split: House $4,218.75 | $4,218.75 | PAID | 04/28/2026 |
Reconciliation · balanced
Collected $33,750.00 of $33,750.00 · outstanding $0.00
Documents
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Contracts
Nothing sent for signature yet.
Communications
No emails on this deal yet. Replies in a thread already here attach on their own; use Link an email for a stray.
Contacts
- Sam Nguyen · Owner · owner@coastalspa.example · 100% · guarantor · primary
Audit trail
No activity.