Golden Gate Floristdba GG Florist· DEMO-1010submitted

Deal

Funded

$40,000.00

Payback

$52,400.00

Collected

$0.00

Outstanding

$52,400.00

Paid in

Merchant: Golden Gate Florist Google
Product: MCA
Funder: Cardinal Advance
ISO: Keystone Partners
Factor / Buy: 1.31 / 1.25
Funded / Payback: $40,000.00 / $52,400.00
Net to merchant: $40,000.00 = funded $40,000.00 − bank fee $0.00
True cost: $44,600.00 = funded $40,000.00 − bank fee $0.00 + commission $4,600.00
Cost recovery: $44,600.00 to go collected $0.00 of cost $44,600.00
Fees: -
Schedule: -
Underwriter: -
Term (days): 150
Position: -
Funded at: -

Outstanding stips: proof of A/R Aging Report, Driver License still needed — 2 mandatory items block contracts and funding.

This owner has other businesses in the system: Bright Smile Dental PC (matched on owner name; 1 deal)

Funding checklist

✋ items marked gate block the FUNDED transition (each gate is a company setting).

✗Commercial-financing disclosurenone delivered (native engine or third-party ingest)
✗Contracts signedno completed signature package
✗Mandatory stips completegate2 open: A/R Aging Report, Driver License
✗Sanctions screeningnot screened (UNSCREENED rows don't count)
✗Merchant bank verifiedno bank link, vaulted account, or statements
✗ISO onboarded (Keystone Partners)missing signed agreement, ID, voided check, W-9 — commission will be held (gate on)

Bank data & cash flow

No bank data yet — the underwriting score is running without cash-flow metrics.

Statement analysis

nothing received yet

The statement engine posts its result to /api/v1/statement-analysis with an API key; until it is wired, paste one here.

Credit

No bureau pull on file — the decision engine treats FICO as unknown.

StackingNot checked.

NY court judgments

Not checked.

Submissions to outside funders

Cardinal AdvanceOffer Sentsubmitted 05/13/2026

factor 1.31 · $40,000.00 → $52,400.00 · 150d

Commission

ISO: Keystone Partners
Offer: Standard origination (PERCENT_OF_FUNDED 11.5)
Gross: $4,600.00
ISO Rep: -
ISO net: $4,600.00

Stipulations

Bank StatementsmandatoryCompleted
A/R Aging ReportmandatoryPending
Driver LicensemandatoryUnder Review

Participation

No syndicators on this deal.

Economics — bank fee & profit split

Cost of deal $4,600.00 · total profit $7,800.00. Rules are configurable in Settings → Capital & fees.

Participant	Funded	Bank fee	Mgmt fee	True cost	Profit
House	$40,000.00	$0.00	$0.00	$44,600.00	$7,800.00

Payments

No payments.

Reconciliation · balanced

Collected $0.00 of $52,400.00 · outstanding $52,400.00

Documents

No active templates. Create one under Settings → Document templates.

Contracts

Nothing sent for signature yet.

Communications

No emails on this deal yet. Replies in a thread already here attach on their own; use Link an email for a stray.

Contacts

Riley Brooks · Owner · owner@ggflorist.example · 100% · guarantor · primary

Audit trail

No activity.