Prairie Pet Supplydba Prairie Pets· DEMO-1011inception
Deal
Funded
$22,000.00
Payback
$29,260.00
Collected
$0.00
Outstanding
$29,260.00
Paid in
0%
- Merchant
- Prairie Pet Supply Google
- Product
- MCA
- Funder
- Harbor Capital
- ISO
- Vanguard ISO
- Factor / Buy
- 1.33 / 1.27
- Funded / Payback
- $22,000.00 / $29,260.00
- Net to merchant
- $22,000.00 = funded $22,000.00 − bank fee $0.00
- True cost
- $24,860.00 = funded $22,000.00 − bank fee $0.00 + commission $2,860.00
- Cost recovery
- $24,860.00 to go collected $0.00 of cost $24,860.00
- Fees
- -
- Schedule
- -
- Underwriter
- -
- Term (days)
- 120
- Position
- -
- Funded at
- -
Funding checklist
✋ items marked gate block the FUNDED transition (each gate is a company setting).
- ✗Commercial-financing disclosurenone delivered (native engine or third-party ingest)
- ✗Contracts signedno completed signature package
- ✓Mandatory stips completeall mandatory stips completed or waived (optional stips never block)
- ✗Sanctions screeningnot screened (UNSCREENED rows don't count)
- ✗Merchant bank verifiedno bank link, vaulted account, or statements
- ✗ISO onboarded (Vanguard ISO)missing signed agreement, ID, voided check, W-9 — commission will be held (gate on)
Bank data & cash flow
No bank data yet — the underwriting score is running without cash-flow metrics.
Statement analysis
nothing received yetThe statement engine posts its result to /api/v1/statement-analysis with an API key; until it is wired, paste one here.
Credit
No bureau pull on file — the decision engine treats FICO as unknown.StackingNot checked.
NY court judgments
Not checked.Submissions to outside funders
Harbor CapitalSubmittedsubmitted -
Commission
- ISO
- Vanguard ISO
- Offer
- Standard origination (PERCENT_OF_FUNDED 13)
- Gross
- $2,860.00
- ISO Rep
- -
- ISO net
- $2,860.00
Stipulations
No stipulations on this deal.
Participation
No syndicators on this deal.
Economics — bank fee & profit split
Cost of deal $2,860.00 · total profit $4,400.00. Rules are configurable in Settings → Capital & fees.
| Participant | Funded | Bank fee | Mgmt fee | True cost | Profit |
|---|---|---|---|---|---|
| House | $22,000.00 | $0.00 | $0.00 | $24,860.00 | $4,400.00 |
Payments
No payments.
Reconciliation · balanced
Collected $0.00 of $29,260.00 · outstanding $29,260.00
Documents
No active templates. Create one under Settings → Document templates.
Contracts
Nothing sent for signature yet.
Communications
No emails on this deal yet. Replies in a thread already here attach on their own; use Link an email for a stray.
Contacts
- Jamie Kim · Owner · owner@prairiepets.example · 100% · guarantor · primary
Audit trail
No activity.