Beacon Auto Repairdba Beacon Repair· DEMO-1012inception
Deal
Funded
$38,000.00
Payback
$49,400.00
Collected
$0.00
Outstanding
$49,400.00
Paid in
0%
- Merchant
- Beacon Auto Repair Google
- Product
- MCA
- Funder
- Beacon Funding
- ISO
- Pinnacle Group
- Factor / Buy
- 1.3 / 1.24
- Funded / Payback
- $38,000.00 / $49,400.00
- Net to merchant
- $38,000.00 = funded $38,000.00 − bank fee $0.00
- True cost
- $43,510.00 = funded $38,000.00 − bank fee $0.00 + commission $5,510.00
- Cost recovery
- $43,510.00 to go collected $0.00 of cost $43,510.00
- Fees
- -
- Schedule
- -
- Underwriter
- -
- Term (days)
- 140
- Position
- -
- Funded at
- -
Funding checklist
✋ items marked gate block the FUNDED transition (each gate is a company setting).
- ✗Commercial-financing disclosurenone delivered (native engine or third-party ingest)
- ✗Contracts signedno completed signature package
- ✓Mandatory stips completeall mandatory stips completed or waived (optional stips never block)
- ✗Sanctions screeningnot screened (UNSCREENED rows don't count)
- ✗Merchant bank verifiedno bank link, vaulted account, or statements
- ✗ISO onboarded (Pinnacle Group)missing signed agreement, ID, voided check, W-9 — commission will be held (gate on)
Bank data & cash flow
No bank data yet — the underwriting score is running without cash-flow metrics.
Statement analysis
nothing received yetThe statement engine posts its result to /api/v1/statement-analysis with an API key; until it is wired, paste one here.
Credit
No bureau pull on file — the decision engine treats FICO as unknown.StackingNot checked.
NY court judgments
Not checked.Submissions to outside funders
Beacon FundingSubmittedsubmitted -
Commission
- ISO
- Pinnacle Group
- Offer
- Standard origination (PERCENT_OF_FUNDED 14.5)
- Gross
- $5,510.00
- ISO Rep
- -
- ISO net
- $5,510.00
Stipulations
No stipulations on this deal.
Participation
No syndicators on this deal.
Economics — bank fee & profit split
Cost of deal $5,510.00 · total profit $5,890.00. Rules are configurable in Settings → Capital & fees.
| Participant | Funded | Bank fee | Mgmt fee | True cost | Profit |
|---|---|---|---|---|---|
| House | $38,000.00 | $0.00 | $0.00 | $43,510.00 | $5,890.00 |
Payments
No payments.
Reconciliation · balanced
Collected $0.00 of $49,400.00 · outstanding $49,400.00
Documents
No active templates. Create one under Settings → Document templates.
Contracts
Nothing sent for signature yet.
Communications
No emails on this deal yet. Replies in a thread already here attach on their own; use Link an email for a stray.
Contacts
- Drew Foster · Owner · owner@beaconrepair.example · 100% · guarantor · primary
Audit trail
No activity.