Demo preview
You are viewing a read-only demo of MCA Manager with sample data.Start interactive sandboxSet up your company
MCA Manager
Demo viewerread-only
Deals

Riverside Auto Groupdba Riverside Auto· DEMO-1004Funded

Deal

Funded
$45,000.00
Payback
$58,500.00
Collected
$11,310.00
Outstanding
$47,190.00
Paid in
19%
Collected $11,310.00Cost of deal $49,500.00 — $38,190.00 to go
Merchant
Riverside Auto Group Google
Product
MCA
Funder
Summit Funding
ISO
Atlas Brokers
Factor / Buy
1.30 / 1.24
Funded / Payback
$45,000.00 / $58,500.00
Net to merchant
$45,000.00Funded $45,000.00 − bank fee $0.00.
True cost
$49,500.00 incl. ISO commission $4,500.00Cash out the door to put the deal on: funded $45,000.00 − bank fee $0.00 + commission $4,500.00.
Cost recovery
$38,190.00 to goCollected $11,310.00 of cost $49,500.00.
Merchant fees
—
Schedule
$390.00/payment · 150 payments · first 09/21/2026 · payoff 04/27/2027
Underwriter
—
Term (business days)
150
Position
1
Funded at
09/18/2026
Funded via
not set — set it in Edit deal
Sending cost
—
This owner has other businesses in the system: Apex Logistics Co (matched on owner name; 1 deal)

Contract details

See every field this deal fills

Signers, in signing order

The first signs, then the next gets the email. Each signer also signs the personal guaranty. The merchant's signers must own more than 50% between them.

Riverside Auto GroupMerchantSigners own 100%
  1. Sam Nguyen for Riverside Auto Group
  2. Drew Foster for Riverside Auto Group

Early delivery schedule

Paid within the window (calendar days after funding), the merchant owes the amount instead of the rest of the purchased amount. Leave empty and the contract has no early delivery page.

No early delivery schedule.

Bank data & cash flow

Monthly revenue
$21,600
Avg daily balance
$3,024
NSFs
0
Negative days
0
Probable positions
0
Deposits
42
Months covered
4

Source: Plaid · as of 11/02/2026 — feeds the decision engine automatically.

Statement analysis

Nothing received yet.The statement engine posts its result to /api/v1/statement-analysis with an API key; until it is wired, paste one here.

Credit

720 · Experian · pulled 09/05/2026
Stackingno DataMerch record · checked 09/05/2026

NY court judgments

Not checked.

Submissions to outside funders

Summit FundingFundedsubmitted 09/05/2026
factor 1.3 · $45,000.00 → $58,500.00 · 150d

Commission

ISO
Atlas Brokers
Offer
Standard origination (10% of funded)
Gross
$4,500.00
Commission Rep
—
ISO net
$4,500.00

Stipulations

Stips are locked — the deal is funded.

  • Bank StatementsMandatoryCompleted
  • A/R Aging ReportMandatoryCompleted
  • Driver LicenseOptionalCompleted

Participation

No syndicators on this deal.

Economics — bank fee & profit split

ISO commission
$4,500.00
The cash the house pays to put the deal on. Cost of deal at the top is funded − bank fee + this. Rules are configurable under Settings → Capital & fees.
Total profit
$9,000.00
Payback minus funded amount and ISO commission. The rows below add up to it with the bank fee counted once: a cost-first partner’s bank fee is already inside their Profit (marked “in profit”); everyone else’s is the Bank fee beside it. Settings → Capital & fees holds the rules.
ParticipantFundedBank feeThe share each participant keeps. A cost-first participant’s share is applied as a cost reduction; an as-collected share returns pro-rata with collections; otherwise it is credited at funding.Mgmt feeTrue costFunded share + fronted commission − bank-fee share (if entitled). The house row also nets the bank fee it keeps from participants outside the split, so the column totals to Cost of deal.ProfitReturnedEach participant’s share of the $11,310.00 cleared so far: capital, commission recovered and profit, net of management fee. The bank-fee credit is taken at funding, so it is not in here. The column totals to what has been collected.
House$45,000.00$0.00$0.00$49,500.00$9,000.00$11,310.00
Total$45,000.00$0.00$0.00$49,500.00$9,000.00$11,310.00

Fees

Add-on fees are owed on top of the payback — they never change it.

No fees added after funding.

Payback
$58,500.00
Unpaid add-on fees
$0.00
Total owed
$58,500.00

Payments

Download CSVStatement PDF

29 cleared · 121 pending of 150 pulls · 4 overdue ($1,560.00) · next pull 11/06/2026 $390.00 · balance $47,190.00 · projected payoff 04/27/2027

TypeAmountSyndicatorNoteStatusDateHistory and actions
Original advance payback· from merchant· via Schedule$390.00PENDING04/27/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/26/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/23/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/22/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/21/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/20/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/19/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/16/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/15/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/14/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/13/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/12/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/09/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/08/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/07/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/06/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/05/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/02/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING04/01/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/31/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/30/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/29/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/26/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/25/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/24/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/23/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/22/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/19/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/18/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/17/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/16/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/15/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/12/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/11/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/10/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/09/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/08/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/05/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/04/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/03/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/02/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING03/01/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/26/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/25/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/24/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/23/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/22/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/19/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/18/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/17/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/16/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/12/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/11/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/10/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/09/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/08/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/05/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/04/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/03/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/02/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING02/01/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/29/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/28/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/27/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/26/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/25/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/22/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/21/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/20/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/19/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/15/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/14/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/13/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/12/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/11/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/08/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/07/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/06/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/05/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING01/04/2027history
Original advance payback· from merchant· via Schedule$390.00PENDING12/31/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/30/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/29/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/28/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/24/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/23/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/22/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/21/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/18/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/17/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/16/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/15/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/14/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/11/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/10/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/09/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/08/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/07/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/04/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/03/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/02/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING12/01/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/30/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/27/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/25/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/24/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/23/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/20/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/19/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/18/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/17/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/16/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/13/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/12/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/10/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/09/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/06/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/05/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/04/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/03/2026history
Original advance payback· from merchant· via Schedule$390.00PENDING11/02/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/30/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/29/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/28/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/27/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/26/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/23/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/22/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/21/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/20/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/19/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/16/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/15/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/14/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/13/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/09/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/08/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/07/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/06/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/05/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/02/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID10/01/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID09/30/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID09/29/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID09/28/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID09/25/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID09/24/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID09/23/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID09/22/2026history
Original advance payback· from merchant· via ScheduleHouse $390.00$390.00PAID09/21/2026history

Reconciliation · ledger ties out

Collected $11,310.00 of $58,500.00 · outstanding $47,190.00

Documents

No active templates. Create one under Settings → Document templates.

Contracts (1)

  • Package · Closing package — DEMO-1004 · CompletedMCA Agreement — Riverside Auto GroupCompletedcompleted 09/16/2026 · by Alex Reyes · in orderSam · signedDrew · signedAlex · signed

Communications

No emails on this deal yet. Replies in a thread already here attach on their own; use Link an email for a stray.

Assigned staffStaff who work this deal, whatever its ISO. A staff user who sees only assigned records sees the deals they are on.

No staff assigned.

Contacts

  • Sam Nguyen · Co-owner · owner@riversideauto.example · 50% · guarantor · primary
  • Drew Foster · Co-owner · owner@apexlogistics.example · 50% · guarantor

Audit trail

No activity.

Danger zone