Prairie Pet Supplydba Prairie Pets· DEMO-1011Inception
Deal
- Merchant
- Prairie Pet Supply Google
- Product
- MCA
- Funder
- —
- ISO
- Vanguard ISO
- Factor / Buy
- 1.33 / 1.27
- Funded / Payback
- $22,000.00 / $29,260.00
- Net to merchant
- $22,000.00Funded $22,000.00 − bank fee $0.00.
- True cost
- $24,860.00 incl. ISO commission $2,860.00Cash out the door to put the deal on: funded $22,000.00 − bank fee $0.00 + commission $2,860.00.
- Cost recovery
- $24,860.00 to goCollected $0.00 of cost $24,860.00.
- Merchant fees
- —
- Schedule
- $243.84/payment · 120 payments
- Underwriter
- —
- Term (business days)
- 120
- Position
- 1
- Funded at
- —
Funding checklist
✋ items marked gate stop the deal from being marked funded (each gate is a company setting).
- ✗Commercial-financing disclosurenone delivered (native engine or third-party ingest)
- ✗Contracts signedno completed signature package
- ✓Mandatory stips completeall mandatory stips completed or waived (optional stips never block)
- ✓Sanctions screeningscreened, no unresolved hits
- ✓Merchant bank verifiedbank account on file
- ✗ISO onboarded (Vanguard ISO)missing signed agreement, W-9 — commission will be held (gate on)
Contract details
See every field this deal fillsSigners, in signing order
The first signs, then the next gets the email. Each signer also signs the personal guaranty. The merchant's signers must own more than 50% between them.
Early delivery schedule
Paid within the window (calendar days after funding), the merchant owes the amount instead of the rest of the purchased amount. Leave empty and the contract has no early delivery page.
No early delivery schedule.
Bank data & cash flow
- Monthly revenue
- $13,200
- Avg daily balance
- $1,848
- NSFs
- 1
- Negative days
- 0
- Probable positions
- 0
- Deposits
- 40
- Months covered
- 4
Source: Plaid · as of 11/02/2026 — feeds the decision engine automatically.
Statement analysis
Nothing received yet.The statement engine posts its result to /api/v1/statement-analysis with an API key; until it is wired, paste one here.
Credit
No bureau pull on file.The decision engine treats FICO as unknown until a bureau pull is on file.NY court judgments
Not checked.Submissions to outside funders
None — this is the later stage of shopping the deal to other funders (who joins, and by how much). Your own offer to the ISO lives in the Offer to ISO card above.
Commission
- ISO
- Vanguard ISO
- Offer
- Standard origination (13% of funded)
- Gross
- $2,860.00
- Commission Rep
- —
- ISO net
- $2,860.00
Stipulations
No stipulations on this deal.
Participation
No syndicators on this deal.
Economics — bank fee & profit split
- ISO commission
- $2,860.00
- The cash the house pays to put the deal on. Cost of deal at the top is funded − bank fee + this. Rules are configurable under Settings → Capital & fees.
- Total profit
- $4,400.00
- Payback minus funded amount and ISO commission. The rows below add up to it with the bank fee counted once: a cost-first partner’s bank fee is already inside their Profit (marked “in profit”); everyone else’s is the Bank fee beside it. Settings → Capital & fees holds the rules.
| Participant | Funded | Bank feeThe share each participant keeps. A cost-first participant’s share is applied as a cost reduction; an as-collected share returns pro-rata with collections; otherwise it is credited at funding. | Mgmt fee | True costFunded share + fronted commission − bank-fee share (if entitled). The house row also nets the bank fee it keeps from participants outside the split, so the column totals to Cost of deal. | Profit | ReturnedEach participant’s share of the $0.00 cleared so far: capital, commission recovered and profit, net of management fee. The bank-fee credit is taken at funding, so it is not in here. The column totals to what has been collected. |
|---|---|---|---|---|---|---|
| House | $22,000.00 | $0.00 | $0.00 | $24,860.00 | $4,400.00 | $0.00 |
| Total | $22,000.00 | $0.00 | $0.00 | $24,860.00 | $4,400.00 | $0.00 |
Payments
Download CSVStatement PDFNo payments.
Reconciliation · ledger ties out
Collected $0.00 of $29,260.00 · outstanding $29,260.00
Documents
No active templates. Create one under Settings → Document templates.
Contracts
Nothing sent for signature yet.
Communications
No emails on this deal yet. Replies in a thread already here attach on their own; use Link an email for a stray.
Assigned staffStaff who work this deal, whatever its ISO. A staff user who sees only assigned records sees the deals they are on.
No staff assigned.
Contacts
- Cameron Wright · Owner · owner@prairiepets.example · 100% · guarantor · primary
Audit trail
No activity.