Lakeside Grill· DEMO-1007prefunded

Deal

Change stage:

Merchant: Lakeside Grill Google
Product: MCA
Funder: Beacon Funding
ISO: Vanguard ISO
Factor / Buy: 1.34 / 1.28
Funded / Payback: $32,000.00 / $42,880.00
Net to merchant: $32,000.00 = funded $32,000.00 − bank fee $0.00
True cost: $36,160.00 = funded $32,000.00 − bank fee $0.00 + commission $4,160.00
Cost recovery: $36,160.00 to go collected $0.00 of cost $36,160.00
Fees: -
Schedule: -
Underwriter: -
Term (days): 132
Position: 2
Funded at: -

📋 Outstanding stips: proof of A/R Aging Report still needed — 1 mandatory item blocks contracts and funding.

⚠ This owner has other businesses in the system: Prairie Pet Supply (matched on owner name; 1 deal)

Funding checklist

✋ items marked gate block the FUNDED transition (each gate is a company setting).

✗Commercial-financing disclosurenone delivered (native engine or third-party ingest)
✗Contracts signedno completed signature package
✗Mandatory stips completegate1 open: A/R Aging Report
✓Sanctions screeningscreened, no unresolved hits
✓Merchant bank verifiedstatements analyzed (no vaulted account yet)
✗ISO onboarded (Vanguard ISO)missing signed agreement, W-9 — commission will be held (gate on)

Businesses on this deal

Lakeside Grillprimary

Bank data & cash flow

Monthly revenue: $17,455
Avg daily balance: $1,047
NSFs: 3
Negative days: 5
Probable positions: 1
Deposits: 45
Months covered: 4

Source: PLAID · as of 2026-08-05 — feeds the decision engine automatically.

Credit

— · DataMerch · pulled 2026-06-21Connect a credit bureau (Experian) in Settings → Integrations to pull in-platform.

Stacking2 reported position(s) in DataMerch · checked 2026-06-21Connect DataMerch in Integrations for stacking checks.

Submissions to outside funders

Beacon Fundingsubmitted 06/17/2026

factor 1.34 · $32,000.00 → $42,880.00 · 132d

Commission

ISO: Vanguard ISO
Offer: Standard origination (PERCENT_OF_FUNDED 13)
Gross: $4,160.00
ISO Rep: -
ISO net: $4,160.00

Stipulations

Bank Statements
A/R Aging Report
Driver License

mandatoryNo upload needed — mark received or waive directly.

Participation

No syndicators on this deal.

Economics — bank fee & profit split

Cost of deal $4,160.00 · total profit $6,720.00. Rules are configurable in Settings → Capital & fees.

Participant	Funded	Bank fee	Mgmt fee	True cost	Profit
House	$32,000.00	$0.00	$0.00	$36,160.00	$6,720.00

Payments

No payments.

Reconciliation · balanced

Collected $0.00 of $42,880.00 · outstanding $42,880.00

Documents

No active templates. Create one under Settings → Document templates.

Contacts

Jamie Kim · Owner · owner@lakesidegrill.example · 100% · guarantor · primary

Audit trail

No activity.