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Deals

Bright DentalΒ· DEMO-1008submitted

Deal

Change stage:
Merchant
Bright Dental Google
Product
MCA
Funder
North Peak Capital
ISO
Pinnacle Group
Factor / Buy
1.45 / 1.39
Funded / Payback
$60,000.00 / $87,000.00
Net to merchant
$55,200.00 = funded $60,000.00 βˆ’ bank fee $4,800.00
True cost
$63,900.00 = funded $60,000.00 βˆ’ bank fee $4,800.00 + commission $8,700.00
Cost recovery
$63,900.00 to go collected $0.00 of cost $63,900.00
Fees
Bank 8%
Schedule
-
Underwriter
-
Term (days)
160
Position
3
Funded at
-
πŸ“‹ Outstanding stips: proof of A/R Aging Report still needed β€” 1 mandatory item blocks contracts and funding.
⚠ This owner has other businesses in the system: Golden Gate Florist (matched on owner name; 1 deal)

Offer to ISO

Your offer on this deal β€” copy the live offer link or email it to the ISO to sell to the merchant. The ISO can counter on the form; accept stamps the terms.

No offer yet β€” Create offer is prefilled from the deal terms.

Funding checklist

βœ‹ items marked gate block the FUNDED transition (each gate is a company setting).

  • βœ—Commercial-financing disclosurenone delivered (native engine or third-party ingest)
  • βœ—Contracts signedno completed signature package
  • βœ—Mandatory stips completegate1 open: A/R Aging Report
  • βœ“Sanctions screeningscreened, no unresolved hits
  • βœ“Merchant bank verifiedstatements analyzed (no vaulted account yet)
  • βœ“ISO onboarded (Pinnacle Group)complete

Businesses on this deal

Bank data & cash flow

Monthly revenue
$27,000
Avg daily balance
$3,780
NSFs
0
Negative days
0
Probable positions
0
Deposits
46
Months covered
4

Source: PLAID Β· as of 2026-08-05 β€” feeds the decision engine automatically.

Credit

β€” Β· DataMerch Β· pulled 2026-06-24Connect a credit bureau (Experian) in Settings β†’ Integrations to pull in-platform.
Stackingno DataMerch record Β· checked 2026-06-24Connect DataMerch in Integrations for stacking checks.

Submissions to outside funders

North Peak Capitalsubmitted 06/20/2026
factor 1.45 Β· $60,000.00 β†’ $87,000.00 Β· 160d

Commission

ISO
Pinnacle Group
Offer
Standard origination (PERCENT_OF_FUNDED 14.5)
Gross
$8,700.00
ISO Rep
-
ISO net
$8,700.00

Stipulations

  • Bank Statements
  • A/R Aging Report
  • Driver License
No upload needed β€” mark received or waive directly.

Participation

No syndicators on this deal.

Economics β€” bank fee & profit split

Cost of deal $8,700.00 Β· total profit $18,300.00. Rules are configurable in Settings β†’ Capital & fees.

ParticipantFundedBank feeMgmt feeTrue costProfit
House$60,000.00$4,800.00$0.00$63,900.00$18,300.00

Payments

No payments.

Reconciliation Β· balanced

Collected $0.00 of $87,000.00 Β· outstanding $87,000.00

Documents

No active templates. Create one under Settings β†’ Document templates.

Contacts

  • Riley Brooks Β· Owner Β· owner@brightdental.example Β· 100% Β· guarantor Β· primary

Audit trail

No activity.

Danger zone