Cedar Bakery· DEMO-1009submitted
Deal
Change stage:
- Merchant
- Cedar Bakery Google
- Product
- MCA
- Funder
- Summit Funding
- ISO
- Atlas Brokers
- Factor / Buy
- 1.36 / 1.3
- Funded / Payback
- $18,500.00 / $25,160.00
- Net to merchant
- $18,500.00 = funded $18,500.00 − bank fee $0.00
- True cost
- $20,350.00 = funded $18,500.00 − bank fee $0.00 + commission $1,850.00
- Cost recovery
- $20,350.00 to go collected $0.00 of cost $20,350.00
- Fees
- -
- Schedule
- -
- Underwriter
- -
- Term (days)
- 110
- Position
- 1
- Funded at
- -
Offer to ISO
Your offer on this deal — copy the live offer link or email it to the ISO to sell to the merchant. The ISO can counter on the form; accept stamps the terms.
No offer yet — Create offer is prefilled from the deal terms.
Funding checklist
✋ items marked gate block the FUNDED transition (each gate is a company setting).
- ✗Commercial-financing disclosurenone delivered (native engine or third-party ingest)
- ✗Contracts signedno completed signature package
- ✗Mandatory stips completegate1 open: A/R Aging Report
- ✓Sanctions screeningscreened, no unresolved hits
- ✓Merchant bank verifiedstatements analyzed (no vaulted account yet)
- ✓ISO onboarded (Atlas Brokers)complete
Businesses on this deal
- Cedar Bakeryprimary
Bank data & cash flow
- Monthly revenue
- $12,109
- Avg daily balance
- $727
- NSFs
- 3
- Negative days
- 5
- Probable positions
- 1
- Deposits
- 38
- Months covered
- 4
Source: PLAID · as of 2026-08-05 — feeds the decision engine automatically.
Credit
— · DataMerch · pulled 2026-06-27Connect a credit bureau (Experian) in Settings → Integrations to pull in-platform.Stacking2 reported position(s) in DataMerch · checked 2026-06-27Connect DataMerch in Integrations for stacking checks.
Submissions to outside funders
Summit Fundingsubmitted 06/23/2026
Commission
- ISO
- Atlas Brokers
- Offer
- Standard origination (PERCENT_OF_FUNDED 10)
- Gross
- $1,850.00
- ISO Rep
- -
- ISO net
- $1,850.00
Stipulations
- Bank Statements
- A/R Aging Report
- Driver License
No upload needed — mark received or waive directly.
Participation
No syndicators on this deal.
Economics — bank fee & profit split
Cost of deal $1,850.00 · total profit $4,810.00. Rules are configurable in Settings → Capital & fees.
| Participant | Funded | Bank fee | Mgmt fee | True cost | Profit |
|---|---|---|---|---|---|
| House | $18,500.00 | $0.00 | $0.00 | $20,350.00 | $4,810.00 |
Payments
No payments.
Reconciliation · balanced
Collected $0.00 of $25,160.00 · outstanding $25,160.00
Documents
No active templates. Create one under Settings → Document templates.
Contacts
- Pat Garcia · Owner · owner@cedarbakery.example · 100% · guarantor · primary
Audit trail
No activity.