Sterling Investors

Portfolio

Demo Syndication Fund I

Contact

—

Email

ir@sterling.example

Phone

—

1099 required

No

Max per deal

—iNo cap: this investor may take any share of a deal.

Mgmt fee

—iCompany rule: the management fee set under Settings → Capital & fees applies.iAccrues from merchant collections and is withheld at distribution; never charged upfront.

Profit split

—iCompany rule: the profit split set under Settings → Capital & fees applies.

Bank-fee share

—iCompany rule by role: whether this investor earns a bank-fee share follows Settings → Capital & fees.

Distributions

monthly

Commission borne by

House

Fee (CAF) recognition

Upfront at funding

Profit split timing

Pro-rataiProfit splits from the first collection, pro-rata as payments clear.

Deals

2

ISO commission

The house pays the ISO commission; they do not put up any of it. (their setting)

Bank fee

In deals where they are a side-by-side partner they keep their share of the bank fee. Where they are a plain syndicator, their share goes to the house. (company rule)

Management fee

As a plain syndicator: none. As a side-by-side partner: none. (company rule)

Profit split

Per deal: 50% of the profit on their share is theirs, split as each payment comes in. (company rule)

Available to fund

Money they deposited − withdrawals − what they put into deals − commission they paid + what the house fronted for them + what their deals have earned them and not yet been paid out. It can go below zero for a short time when a deal is funded before their wire arrives. (company rule)

Deposits in

$500,000.00

Deployed

−⁠$108,000.00

iEvery participation taken, including deals that have since paid back — the money that came back is the Returned row.

Returned to wallet

+$3,389.50

iCollections on their share (principal back, fronted commission back, profit) and management fees, net of distributions already paid out. The Earnings card below has the per-deal detail.

Cash in wallet

$395,389.50

iDeposits $500,000.00 − withdrawals $0.00 − commission fronted $0.00 − deployed $108,000.00 + returned $3,389.50 = $395,389.50. The same number as Available for funding: net deposits − true cost + returned.

True cost to fund

$108,000.00

i(What actually left their bank to fund these deals.) Deployed $108,000.00 + commission fronted $0.00 − bank-fee share $0.00 = $108,000.00. Lower than deployed plus commission because the bank-fee share is money they keep. This is what collections repay first under cost-first timing.

ROI, payouts and per-deal participation detail: open the investment view →

Accrued from each deal's collections using its economics (participation share, profit split, management fee, bank-fee entitlement). Bank-fee shares count per this investor's recognition setting (upfront at funding); fronted commission returns pro-rata as the merchant pays back (it's built into the payback); everything else accrues as payments clear. “Owed” = earned − distributions already paid, and rolls into Available for funding.

Principal returned

$54,369.49

Profit accrued

$4,923.62

Profit split

company rule

Bank-fee share

$0.00

Commission recovered

$0.00 of $0.00 fronted

Management fees

$0.00

Earned to date

$59,293.11

Distributions paid

−⁠$55,903.61

Owed to wallet

$3,389.50