House wallet
What the house earns and spends, per deal — derived live from each deal's economics and cleared collections.
Everything the house has$271,541.26Ready to fund deals + kept for house bills. Moves between the two do not change this number.
- Ready to fund deals (house syndication)
- $0.00
- The house as a partner in its own deals: what it can put into the next deal. No management fee or split is charged against it.
- Kept for house bills (house wallet)
- $271,541.26
- Fees, the house's own deal slices and owner capital, less commissions and costs. Reserve $500.00; anything above it moves to house syndication once a day. Last 30 days of house bills: $0.00.
- House deal slices (net)
- −$260,353.03
- Accrued on the house's own slices − the cash the house funded. Negative at funding, positive once collections pass cost.
- Fee income
- $74.29
- Bank, management, wire, application, UCC and other fees kept by the house.
- Commissions paid
- −$68,180.00
- House capital (owner in − out)
- $600,000.00
- House wallet
- $271,541.26
House wallet, every entry
The house wallet rebuilt line by line. Deals are netted in the Per deal table below; everything else that moves the house wallet is listed here one entry at a time.
- All deals, net (Per deal table)
- −$328,458.74
- Owner capital in − out
- $600,000.00
- House wallet
- $271,541.26
Owner capital
- 05/21/2026 · WIRE-7000
- $600,000.00
- Owner capital
- Total
- $600,000.00
Moved to house syndication
Nothing moved yet.
Returned from house syndication
No payouts back yet.
Fronted for partners
Nothing fronted.
Partner profit settlements
- Cobalt Partners · period ending 10/31/2026
- $0.00
- Cobalt Partners · period ending 09/30/2026
- $0.00
- Total
- $0.00
Buckets
- Bank fees kept
- $0.00
- Counted at funding.
- Management fees
- $74.29
- Accrue as merchant payments clear.
- Wire fees
- $0.00
- Counted at funding.
- Application fees
- $0.00
- Counted at funding.
- UCC fees
- $0.00
- Other fees collected
- $0.00
- Bounce and similar fees collected from merchants.
- Overpayments kept
- $0.00
- Overages someone assigned to the house on the deal. Never shared with syndicators.
- Fee income
- $74.29
- Bank + management + wire + application + UCC + other fees. Each syndicator's side of the same math lives on their page under Earnings from deals.
- Commissions paid out (house share)
- −$68,180.00
- The ISO commission less what partners fronted on their slices: a fronted part is the partner's cost, returned to them from collections, so it is never the house's too.
- House share accrued
- $172,046.97
- Principal + profit on the house's own share of each deal, accruing as payments clear.
- House syndication share accrued
- $0.00
- Accrues in the house syndication bucket, not the house wallet; listed so the wallet reads complete.
Per deal
Net to house wallet = house share accrued − house cash in + fees kept + overpayments − commission − funding costs. A deal the house funded itself reads negative until its collections catch up.
| Deal | Funded | Amount | House cash in | Collected | Bank fee kept | Mgmt fee | Wire | UCC | App | Other fees | Commission (house share) | Funding costs | House share accrued | House co-funded share | Net to house wallet |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Harborview Construction DEMO-1013 | 10/13/2026 | $150,000.00 | −$90,000.00 | $12,164.36 (6%) | $0.00 | $74.29 | — | — | — | — | −$10,350.00 | — | $7,660.76 | $0.00 | −$92,614.95 |
| Cedar Street Bakery LLC DEMO-1006 | 09/23/2026 | $60,000.00 | −$36,000.00 | $9,866.78 (13%) | $0.00 | $0.00 | — | — | — | — | −$6,000.00 | — | $6,527.25 | $0.00 | −$35,472.75 |
| Summit Fitness Studios DEMO-1005 | 09/21/2026 | $64,000.00 | −$38,400.00 | $14,569.44 (18%) | $0.00 | $0.00 | — | — | — | — | −$9,280.00 | — | $9,396.72 | $0.00 | −$38,283.28 |
| Riverside Auto Group DEMO-1004 | 09/18/2026 | $45,000.00 | −$45,000.00 | $11,310.00 (19%) | $0.00 | $0.00 | — | — | — | — | −$4,500.00 | — | $11,310.00 | $0.00 | −$38,190.00 |
| Coastal Day Spa DEMO-1003 | 09/15/2026 | $25,000.00 | −$25,000.00 | $9,843.75 (29%) | $0.00 | $0.00 | — | — | — | — | −$3,250.00 | — | $9,843.75 | $0.00 | −$18,406.25 |
| Metro HVAC Services Inc DEMO-1002 | 09/12/2026 | $120,000.00 | −$72,000.00 | $29,920.00 (19%) | $0.00 | $0.00 | — | — | — | — | −$13,800.00 | — | $18,994.67 | $0.00 | −$66,805.33 |
| Apex Logistics Co DEMO-1001 | 05/26/2026 | $210,000.00 | −$126,000.00 | $164,267.40 (61%) | $0.00 | $0.00 | — | — | — | — | −$21,000.00 | — | $108,313.82 | $0.00 | −$38,686.18 |
- All deals, net to house wallet
- −$328,458.74